Virgin Money Credit Card
Why You Should Apply For A Virgin Money Card.
The Virgin Money Card as we know is a good credit card and I cannot wait to inform that users of this very card has been provided with a good app which enables cardholder to carry out various beneficial activities. Additional, below are the reasons why you should apply for a Virgin Money Credit Card.
- There are no swiping cost.
- Card holders are being offered Lost Card Insurance.
- There are no service fee.
- You will be given 55 days of interest.
- Direct delivery.
Who is Eligible for this Card?
- An individual with a monthly income of at least 5000.
- One who has a South African bank saving or check account.
- Those having a debit balance of 20.50%
- Though average debit balance of 10000 and above is 16.00%
- And that of debit balance less than 10000 is 19.00%
- This is a card for people of at least 18 years.
- All South African residents in possession of a bar-coded ID card or ID book are eligible for this very card.
What Fee am I to Pay as a Cardholder?
You will have to pay an initiation fee of 170.00
For small statements and ATM enquiries, you will have to pay 8.00
This card charges an ATM deposit cost of 37.00
It charges a currency conversion fee of 2.75%
For an ATM transfer, you will pay a fee of 8.00
Cardholder will have to pay a domestic transaction fee of 50.00
Those who wishes to collect their credit card immediately after registration shall pay a fee of 490.00
You shall be paying 5.00 for a duplicated statement and 1.00 for each page.
Those using this card will have to pay a bank check fee of 2%
It charges a card replacement fee of 167.00
The notification reminder fee is 0.60
There is an international transaction fee of 128.00
Using a local ATM attract a fee of 25.00
There is a cash back of 4.50
The only card free of all cost is the Secondary Card.
Moreover, the following are accepted in any Absa branch:
Cash withdrawal of 66.00
Cheque deposit of 65.00
And a cash deposit of 45.00 + R1.65/R100.00
Does the Virgin Money Credit Card have its Own App?
Of course, the Virgin credit card company has provided an app for users of various Virgin Money Card. An App which allows them to manage their card; providing them with easy access to their transactions history and gives cardholders an opportunity to view their credit balance.
As soon as, you navigate to your card account using this app, you shall be permitted to create and manage in a very special way, your debit card payment or even carry out various tasks. In other words, users can access their login page directly from this app and as such manage it properly.
How do I Activate my Card Using the Virgin Money app?
This particular App can be gotten from Google Play store (for Android users) or App Store (for iOS users).So, visit any of these stores to download this App.
Immediately you download this App, search for “Virgin Money Credit Card” and begin to set the App.
Start now, by providing some of your account details but, do well to create good security like Face ID, Touch ID or Fingerprint ID if possible.
Next, users will have to input the activation code sent to them to activate the App.
After the setting up and activation of the Virgin Money App, you shall be asked, to know if you are interested in activating your card. With a click on the “Activate card” link located on that App, your credit card will be activated.
Activating your Card Without the Virgin Money App
The Virgin credit card company has never for once, stop the general online card activation even after the creation of this App. So, you can still activate your card without the App but, this will be after you must have registered for online services.
Since, users can activate their card after signing in to their account. Know it that details such as your registration code and your newly received credit card is needed for such activation.
Virgin Money Credit Card Login – How do I Access my Virgin Money Online Account?
Users of this very credit card can easily access their online account using this guide provided below.
To kick start the login process, visit the website of the Virgin Money card by clicking on Virgin Card Login
Now click on the “Sign In” button located on the top of the portal and exercise patience while the subsequent page loads.
On that page, do will to click on the “Sign up” for options such as: sign up for prepaid card, credit card, business banking, investment, saving, etc. Having seen that, just click on sign up for credit card to be granted access to the requested page.
Next, you just have to provide your Customer ID then click on “Sign in as this will help in taking you directly to your online account.
Can a Forgotten Customer ID be Recovered?
Of course, it could be easily recovered. But, you will have to do the necessary.
Looking at that webpage (that is, customer recovery page), you will certainly come across the link which asks if you have forgotten your username. So, click on it and provide the necessary details.
Do your best to fill in your details correctly and try creating a strong password.
To Recover your Password.
Visit the login page Virgin Card login or use the link below.
On the page which appears, click on “Forgot Password” to access the password recovery page where you are to submit some essential details.
To summarize the password recovery process, click on the “Continue” button
Are Cardholders Being Granted Access to their Pin ?
Yes! But, you just have to follow due procedure.
First, sign in to your online account then choose “Services” and click on “View your Pin”.
Having done that, a 6 digit verification code will be sent to you via that mobile number you submitted during the account registration process.
Note, this code is bound to expire five minutes after it has been sent.
Now, quickly provide the pin which has been sent to you and click on “Submit”
Lastly, follow the instructions written on the “View Pin” screen.
Must Cardholders Register for Online Services?
It is required that all cardholders registers for to enjoy the online services of this very card. So, register now.
To initiate the online registration process, click on “Online Registration” or make use of the link below:
Looking on the right side of that page, just click on the link which has been provided to enable you complete the registration process.
Details such as: name, date of birth, Virgin money Card number together with your registration code will be required to complete the entire process. However, those who cannot remember their registration code should click on “I don’t have my Registration Code” for a new one.
Also provide your mobile number since it is required for security purposes and to prevent unauthorised access.
Congrats, you now stand a chance of signing in to your account at your convenient time to either; pay credit card statement, transfer money to your bank account, carry out balance transfers or manage your account online.
Ways of Making your Credit Card payments.
Cardholders, has been provided with various payment options. And as such, they can either set up a direct debit or pay via their debit card.
Making payment with your debit card
Using this payment procedure you are to first sign in to your online account and click on “Payments”.
Secondly, click on “Pay by Debit Card” and choose the option “Add a new debit card”
Then, give your card name together with your 16-digit bank account number and click on “Submit” to add your debit card.
You can now input the amount you wish to pay and check to see that your details were submitted properly before clicking on the “Submit” button.
Do not forget to click on “Make Payment” and make good use of the instructions given to you. Or even opt-out for SMS alert.
For a Direct Debit
Just like I said earlier, sign in to your online account and click on “Payment”
Click now on “Manage Direct Debit”.
Customers who have not set up Direct Debit on their account should click on “Start”.
Give their bank account details and choose the amount they wish to pay on monthly basis.
Indicate that you have read and accepted their terms by ticking the box before you click on “Submit”
Is Money Transfers Accepted?
Of course, it is. But, the following must be done.
Start by signing in to your online account and select a money transfer offer link of your choice.
Better still, click on the “Services” button located on the main menu and click on “Transfer money to your bank account”
Do well to read the information you submitted, choose the money transfer option and click on “Continue”.
You can now tick the box if you accept their terms before you finally click on “Submit”.
To assist you in protecting your account, an access code will be sent to you via your mobile phone. Know it that this code expires 5 minutes after it has been sent. Surely, you will receive an email informing you that your request is being processed.
Can Cardholders Access their Statement?
Simply, sign in once more to your online account and click on the “Statement” button.
Now, indicate if you want to download or view the Statement PDF file.
What is the Virgin Money Customer help line?
Using your mobile phone or telephone dial the number below and you will be able to speak with a the appropriate official.
0800 011 3210.
Feel free to mail your queries to these mail: