Hobby Lobby Credit Card
The US Bank as we know does not issue problematic cards. So, I present to you the Hobby Lobby card which is also a card issue by this same bank, I mean US Bank. This very card is known to offer rewards, points, bonuses, charges zero introductory APR and for having a good card requirements. It could also be used at HobbyLobby.com.
Why you should apply for this Card
- As a cardholder, you are likely to get 1,000 bonus points on your first procurement using this card.
- Using it as a Visa Card, you will be given 1 point for every dollar spent on making purchases.
- When you use this card at any Hobby Lobby store, you stand a chance of getting 5 points.
- Lastly, once you have gotten up to 25,00 points you will be given a $25 reward card.
Does this card come with rates and fees?
Like every other card, the Hobby Lobby credit card has it’s rates and fees. See below.
- This card has a cash advance APR rate of 24.24.
- The yearly fee for this card is either $0 or $29. Since, it is based on one’s creditworthiness.
- The regular APR for this card falls between 13.24 and 24.24.
- Users are being charged a minimum cash advance fee of $10 or 3% of the amount, precisely that which is greater.
Is this card issued on merit?
That I am not sure. But, whoever that wishes to apply for this very card must fulfill the following requirements.
- As an applicant, you are expected to have a good credit history.
- Only those having a valid photo ID are eligible for the card.
- Residents of the United States are also eligible for this card.
Applying for the Hobby Lobby Credit Card
Provided that you are eligible for this card base on the requirements above, you can now proceed with the application process. So, navigate to the application page of this card and click on the “Apply Now” link located at the right. Clicking here on Hobby Lobby application will make things easier.
Having done that, you will be able to access the application form. Now, provide the required personal information. This includes your; name, address, date of birth, etc.
It is necessary that you provide your employment details, that is your; occupation, employment status, and yearly income. Indicate if you are using a savings or checking account.
Also indicate your interest for balance transfers by ticking “Yes” or “No” and input the total amount if your answer is “Yes”. Applicants who wishes to provide more details are to tick “Yes” and provide them before choosing their card design.
Most importantly, before clicking on the “Submit link”, read and accept the terms of this credit card.
Note: You are likely to receive a message once your application has been approved.
How will I know that I have been approved for this card?
Like I said earlier, those approved for this very card will receive a notification via email. Moreover, a mail together with your new Hobby Lobby card will be brought to your door step.
Checking your application status
To check your application status, simply contact the Customer service using the number: 1-800-888-0321.
Activating/ Deactivating your Credit Card
Cardholders who wish to activate their newly acquired credit card, or deactivate their card account due to one reason or the other should also contact the customer service using this number.
Hobby Lobby Credit Card Login – Accessing your online account
Cardholders will certainly be given access to their online account if, they should follow the guidelines below.
Start by navigating to the login page of this very card. For direct access, click on Hobby Lobby login.
Once on that page, provide them with details such as your email address and password before, clicking on the “Sign In” link.
Can I recover my lost or forgotten Password?
The good news is that those who forgot their password and can no longer access their online account. Can now reset their password and access their account, to carry out various tasks.
To begin with, visit the login page of the Hobby Lobby card using the procedure above. Main looking at the login page, you will see the “Forgot Password ” link so, click on it to be directed to the recovery page.
On the recovery page, you will have to submit only your email address and have the card company send you your new password.
How do I make my payments?
The card company has made it so easy for cardholders to make their payment as at when due. Therefore, you can either opt of an auto-debit payment to have them collect it from your bank.
Or visit your online account as usual and make your payment from there. So, once logged in, search and click on the “Payment” link to make your payment.
Do well to contact the customer service at all time if you should have any queries or difficulties using this card.